Home Loan
Know how to apply for Home Loan
- To get your home loan, in this article we will help you to know eligibility criteria, rates of interest, process, necessary documents, comparison, and transfer for the lowest rates.
- If you want to apply for a home loan online or offline, our team will provide you with an end-to-end smooth experience. Be it helping you find the right property or getting the home loan amount you required. Be it completing the simple documentation processes or getting speedy disbursal to close the deal, our team will be by your side, guiding you every step of the way.
- A home is one of the biggest investments you will make in your life. And, more than that, it is a dream come true for your family and you. We understand what this means to you and our home loans make it as easy and convenient as possible for you to own a home of your choice.
- You can apply for a home loan online anytime, anywhere, and get quick approval through our website.
Features and Benefits of Loan
- All loans are not created equal, a home loan has become a great option for people to use.
Salaried & Self Employed
Our loan sanction is one of the quickest with easy documentation and doorstep service.
Home Loans For NRIs
Our loan rates and charges are very attractive. These are available at a very low rate of interest for NRI’s.
Loan For Agriculturists
All charges are communicated upfront in writing along with the loan quotation.
No Morgage
Hassle-Free Documentation.
Eligibility Criteria for Loan
Any salaried, self-employed or professional Public and Private companies, Government sector employees including Public Sector are eligible for a home loan.
Age
Maximum age of applicant at loan maturity: 70 years
Income
Minimum Net Monthly Income: Rs 25,000
Credit Rating
The applicant should have a bank-specified credit score.
Documentation
The following documents are required along with your Home Loan application:
- Personal Identity proof (copy of passport/voter ID card/driving license/Aadhaar)
- Home Address proof (copy of passport/voter ID card/driving license/Aadhaar)
- Bank statement of previous 3 months (Passbook of previous 6 months
- Latest salary slip/current dated salary certificate with the latest Form 16
Fees and charges
Types of fees Charges applicable
- Rate of interest Up to 7.4% T&C Apply
- Processing fees Nil
- Loan statement charges Nil
- Interest & principle statement charges Nil
- EMI bounce charges –
- Secure fee NA
*Service Tax and other Government taxes, etc. applicable as per prevailing rate will be charged over and above the Fees and Charges
